Flexible conforming loans with low down payments and no upfront mortgage insurance.
Fannie Mae & Freddie Mac Conforming Financing
Conventional loans are backed by Fannie Mae and Freddie Mac and remain the most common mortgage in the country — and for good reason. With down payments as low as 3%, competitive rates, and no upfront mortgage insurance premium like FHA, they are often the smartest path for buyers with solid credit and steady income.
Whether you are buying a primary residence, a second home, or a single-unit investment property, I match you to the right conforming product and lender — and show you exactly when Conventional beats FHA, VA, or a jumbo option on your actual numbers.
Every client's financial situation is unique. I review your scenarios personally and get you straight answers within hours, not days.
Straight answers to the questions I hear most about this program.